Loan Market

Ray White Port Stephens works with Loan Market Home Finance Brokers, one of Australia's largest mortgage broking companies.  Our dedicated mortgage broker, Richard Moffit, has over 37 years experience in the banking and finance industry and has extensive knowledge on all types of home loans, investment loans and commercial loans.

First Home Buyers

Making sure you have the right information about home loans at your fingertips is a key part of ensuring you get the right loan for your situation.  Richard explains the entire home loan process in plain English and is available to answer all of your home loan related questions, whenever you need.  Richard can also help you to determine your eligibility for any first home buyer assistance - including the First Home Owner Grant - and complete the application forms.

Property Investment

The right property investment loan can play a key part in making sure your investment performs to the highest level possible.  The type of investment loan that is correct for you will depend on your individual investment strategy.  Whether you are a first time investor or have a large property portfolio, Richard has the loan expertise you need and is practiced at working in concert with accountants and financial planners to ensure that your investment loan suits you goals.

Home Loan Pre-Approval

A formal home loan pre-approval can be very useful to secure prior to starting your search for property.  Your pre approval provides you with a solid indication of how much you can borrow, by completing the majority of the assessment process a full loan application would go through.  Generally, the only thing that is not assessed in your home loan pre-approval is the value of the property.  Richard can assist you to prepare a home loan application with your chosen lender and have your loan pre-approved.

Commercial Loans

Financing a commercial property purchase can be achieved in several ways.  Richard has a solid understanding of commercial loans and lenders and knows how to package your loan to minimise costs, including through the use of both commercial and residential security.

For more information or to discuss the home loan in your best interest, contact our office and get an expert on your side.